Expenses
Know what's going out, not just what's coming in
Most of your spending records itself. The rest takes fifteen seconds.
Expenses
August 2026 · ₦1,942,300 out
What was this ₦42,000 for?
- −₦940,000
Staff salaries — 6 people
Recorded automatically · 28 Aug
- −₦318,400
Fish & poultry — the market
Supplies · added by hand
- −₦450,000
Shop rent
Rent · recurring reminder
- −₦18,900
Transaction fees
Recorded automatically
The problem you know
You know roughly what you sold. You have no idea what you spent. So “did I make money this month” is a feeling, not a number.
How it works
- 1
Anything that leaves your wallet is recorded automatically — payouts, salaries, fees, refunds, supplier payments.
- 2
Anything uncategorised gets one question. “What was this ₦42,000 for?” One tap and it's filed.
- 3
Cash and other-bank spending you add yourself. Amount, category, date, photo of the receipt if you have one.
What sold
1–31 July 2026 · by item
- Jollof rice & chicken₦3,204,000712 sold
- Pounded yam & egusi₦1,986,400382 sold
- Rice & turkey₦1,731,000346 sold
- Chef's special₦672,00096 sold
Saturdays are 31% of the month. Tuesdays are 7%.
The detail
- Categories set up for your trade — a restaurant's aren't a tailor's
- Reminders for the regular ones: rent, subscriptions, the generator service
- Every expense shows up in your reports and your morning brief
Where we stop
We only see money that moves through Smilelink. Cash you spend and payments from another bank are yours to record — so your numbers are as complete as what you enter. We say so everywhere it matters, rather than pretending otherwise.